Holdwise, Calm dividend tracker
Your dividend income, at a glance
A calm, private dividend tracker for buy-and-hold investors, redesigned in 1.8. Track positions across your 401(k), Roth IRA, HSA, and taxable account, get an alert the day a dividend lands, and see your real return, not just your yield.
iPhone, iPad and iPhone Duo
One calm Dashboard
Annual income, net worth or return, what pays next, and your goal on one screen. On iPad and an open iPhone Duo it spreads into two columns, so everything fits at once.
Received, Forecast, Breakdown
Every dividend you've earned
Income comes in three clear views: what landed month by month, what's projected next, and where it comes from by account, sector, and holding, with a heads-up when one holding dominates.
Never miss a payday
Know what's coming next
The calendar shows confirmed and projected ex-dates and pay dates as a weekly agenda or a month. Holdwise alerts you the day a dividend lands, with the amount, and puts a Live Activity on your Lock Screen. Pro adds ex-dividend reminders 1, 3, or 7 days ahead.
Not just your yield
The story behind each dividend
Payout history, dividend growth, and total return with price change and dividends split out for every holding. XIRR and time-weighted return, and comparisons against VOO, SCHD, and VYM.
Plan and check
Plans you can trust
One Plan menu holds Coverage, the reinvestment modeler, your income goal, and the new Contributions view. Check your data spots missing cost basis, likely stock splits, and stale prices, and every insight shows where its figure comes from.
In motion
See Holdwise in 30 seconds
Honest by default
No accounts. No broker logins. No ads.
Everything is stored privately on your device, with a one-file backup you can restore anywhere and optional iCloud sync into your own private database.
The full list
What's inside
Everything Holdwise does, in one place.
- A calm Dashboard: income, net worth or return, what pays next, your goal
- Income in three views: Received, Forecast and Breakdown
- Check your data: missing cost basis, likely splits, stale prices
- One Plan menu, plus Contributions tracking for each account
- Pay-day alerts the day a dividend lands, with the amount
- Pay-day Live Activity on the Lock Screen and Dynamic Island
- Ex-dividend reminders 1, 3 or 7 days ahead (Pro)
- Optional weekly preview and monthly recap
- Add by hand, import a broker CSV, or import a screenshot
- Group by account: Taxable, Roth, Traditional IRA, 401(k), HSA
- Multi-currency holdings with per-security withholding tax
- Calendar of ex-dates and pay dates, as a weekly agenda or a month
- Shareable monthly and yearly recaps, plus an income heatmap
- XIRR, time-weighted return, and total return
- Compare against VOO, SCHD and VYM, or backtest your buys
- Income Risk score and a Dividend Safety Score per holding
- Coverage, reinvestment modeler, RMD estimates, year-end tax pack
- Two-column layouts on iPad and iPhone Duo
- One-file backup, Face ID lock, Hide Balances
- English and Spanish, no analytics, no tracking SDKs
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Go further
Unlimited positions with Holdwise Pro
Free covers 10 positions, total return, the calendar, pay-day alerts, widgets, recaps, Contributions, Check your data, and backup. Pro is $4.99 a month or $44.99 a year with a 7-day free trial on the annual plan.
Get Holdwise
No shady stuff
An app you can trust
Holdwise is built by one person, not a growth team. No tracking, ever. That goes for all 15 JC Mobile App Studio apps.
Get Holdwise
Free to download on the App Store and Google Play. iPhone, iPhone Duo, Android.
