Holdwise is a calm, private dividend tracker built for long term, buy and hold investors. If you own VTI, VXUS, BND, SCHD, or a portfolio of dividend paying stocks across taxable, Roth IRA, Traditional IRA, 401(k), and HSA accounts, Holdwise gives you a clear picture of your dividend income, when it's coming in, and how it compounds over time.

Add positions manually or import a broker CSV from Fidelity, Schwab, Vanguard, Robinhood, M1, or E*TRADE. The month grid dividend calendar shows confirmed and projected ex-dates. Tap any day to see scheduled events. Get a heads up before each ex-dividend date with optional local notifications. Auto-fill annual dividend per share from Tiingo's free dividend feed.

The reinvestment modeler projects 5, 10, 20, or 30 years out with adjustable dividend growth and price growth assumptions. See annual income trajectory, portfolio value charts, trailing 12 month income from real Tiingo ex-dates, multi year trends, by-account donut breakdown, and top positions horizontal bars.

Holdwise also scores each position with a Dividend Safety Score, charts your total return against VOO, SCHD, and VYM so you can see whether the income is costing you growth, estimates taxes by account type, projects RMDs on the accounts that will eventually require them, and includes a browsable Dividend Aristocrats and Dividend Kings list for finding your next position.

Your positions stay private on your device. Your Tiingo API key lives in iOS Keychain only. Optional iCloud sync moves your data into your own private iCloud database that only you can read. No analytics, no telemetry, no third party tracking SDKs. Holdwise Pro is $4.99/month or $44.99/year and unlocks unlimited positions, CSV import, auto lookup, the modeler, and reminders.