Free tool , investing
Get your portfolio back on target.
Markets move, and over time your holdings drift away from the mix you chose. Rebalancing nudges them back. Enter each holding, what it is worth now, and the percentage you want it to be, and this shows the drift and the buy or sell amount per holding. Add new money to put it to work in the right places. Everything runs in your browser, nothing is saved or sent anywhere.
| Holding | Current % | Target % | Buy / Sell $ |
|---|
What drift is and how to fix it
Drift is the gap between the weight a holding has now and the weight you wanted. If stocks run up, they grow into a bigger slice of your portfolio than you planned, which quietly raises your risk. Rebalancing sells a little of what grew and buys a little of what lagged, or simpler still, you steer new contributions into the underweight holdings until the mix lines up again.
Selling to rebalance inside a taxable account can trigger capital gains taxes, so where you can, prefer rebalancing with new money or inside tax-advantaged accounts where trades do not create a tax bill. The targets you enter should add up to about 100 percent for the math to make sense. This is an educational estimate, not investment advice.
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